Well I got home tonight, and find a letter from HSBC.

Oh well I thinks another demand for money.... no wait they have ready sent that this month.

Well blow me down they have offered ﾣ4,500 out of the ﾣ5,180.50 asked for. So thats is nearly ﾣ700 short, then add the ﾣ250 for the Money Claim Online thats nearly ﾣ1000 short but who cares? It pays a big loan off gives me more money each month happy days!!!!!

Oh and no account closure ;)